LGPS top 10

1. A guaranteed pension for life that goes up every year in line with the cost of living
2. Pension benefits unaffected by share prices or the stock market
3. Get more pension by paying extra
4. Tax relief on your pension contributions saves you money
5. No hidden fees or charges
6. Swap some of your pension for a tax-free lump sum when you retire
7. Your employer pays in too
8. A pension at any age if you become too ill to work
9. Retire and claim your pension from age 55
10. A lump-sum death grant if you die of at least three times your pay – and you get to choose who it goes to
11. A pension for your spouse, civil partner, eligible cohabiting partner and your eligible children if you die

If you're not currently a member of the scheme speak to your employer to see if you're eligible to join.